· Instructor: Paul Taylor
· Phone: 477-1705
· email: pttaylor (at) ship.edu
· Lectures:
- Section 1: TR 11:00-12:15,
DHC104
· Office
Hours: MCT281: M 1:00-2:00, T 12:30-1:30,
W 1:00-2:00, R
12:30-1:30, F 1:00-2:00
· Textbook
: Online notes posted in D2L
COURSE GOALS
· Apply mathematical modeling and technology to calculate simple and compound interest
· Understand the mathematical methods used in the computing annuities and payments
· Apply mathematical modeling of Time Value of Money.
· Use technology to aid in the solving problems.
· Appreciate the role of mathematics in evaluating choices affecting financial well-being.
Note: This course is intended to teach mathematics necessary to understanding financial instruments encountered in personal finance decisions. It is not intended to provide personal finance advice. It is recommended that you consult a qualified personal finance expert before making major financial decisions. Having taken this course, such a meeting should be much more productive and understandable.
TECHNOLOGY
Microsoft Excel will be used extensively in this course,
possibly every class. MS Office (including Excel) is available
to students at https://www.ship.edu/about/offices/technology/student/office/
. Microsoft Excel is also available in the computer labs on
campus.
TOPICS OUTLINE
· Introduction to MS Excel
·
Interest: Time
Value of Money
·
Models with periodic payments
·
Models with varying growth rates
GRADE WEIGHTING
Your grade will be determined by your performance on exams,
projects and daily questions. These components carry
weight as follows:
|
Project 1 |
50 points |
|
Project 2 |
50 points |
|
Exam 1 |
75 points |
|
Exam 2 |
75 points |
|
Final Exam |
100 points |
|
Daily Questions |
150 points |
|
TOTAL |
500 points |
Letter grades for the course will be determined according to the
following scale:
|
Letter Grade |
A |
A- |
B+ |
B |
B- |
C+ |
C |
D |
F |
|
Final Points |
465 and up |
450-464 |
435-449 |
415-434 |
400-414 |
380-399 |
350-379 |
300-349 |
less than 300 |
PROJECTS
There will be two projects. Projects
will require you apply mathematics learned in class to more
complex situations. Details are available
in D2L.
Project 1 (CDs) - due March 7
Project 2 (Stocks) - due May 2
EXAMS
There will be two midterm exams and a final exam. These exams
will be open book and open notes. You will have access to
Excel and any Excel files you have saved. You will not
be allowed access to the web.
Midterm 1 (Interest) - February 27
Midterm 2 (Annuities) - April 11
If you are going to miss a midterm exam, inform me beforehand as
soon as possible and at least one week in advance. We
will then be able to arrange an alternate test time or deadline.
If an exam is missed without prior notification or with
notification less than one week in advance, no make-up exams
will be given under any circumstances. Your final exam
score (scaled to be out of 75 points) will be used for the
missed midterm.
DAILY QUESTIONS
Each class there will be questions posted on D2L. After
the lecture portion of class is finished, your task is to work
on these questions. You are encouraged to collaborate with
your neighbors, but please keep your voices low in volume.
The questions are intended to be finished within the class
period. You are able to attempt the questions up to 10
times to improve your score. If you are unable to finish
during the class period, access is open through D2L until the
beginning of the next class period.
The questions for each day are worth 6 points. There are
26 non-test classes giving (26)(6)=156 points out of 150 total,
so it is possible to achieve 6 extra credit points.
If you complete your questions before the class period has
ended, you may leave early.
ACADEMIC DISHONESTY It is the policy of Shippensburg University to expect academic honesty. Students who commit breaches of academic honesty will be subject to the various sanctions outlined in the Undergraduate Catalog.
Shippensburg University of Pennsylvania and
its faculty are
committed to assuring a safe and productive educational
environment for all
students. In order to comply with the requirements of Title IX
of the Education
Amendments of 1972 and the university’s commitment to offering
supportive measures
in accordance with the regulations issued under Title IX,
Shippensburg
University of Pennsylvania requires faculty members to report
incidents of
sexual violence shared by students to the university's Title IX
Coordinator, Dr.
John Burnett [JABurnett@ship.edu] or [Title9@ship.edu]. The only
exceptions to
the faculty member's reporting obligation are when incidents of
sexual violence
are communicated by a student during a classroom discussion, in
a writing
assignment for a class, or as part of a university-approved
research project. Faculty
members are obligated to report sexual violence or any other
abuse of a student
who was, or is, a child (a person under 18 years of age) when
the abuse
allegedly occurred to the person designated in the university’
Protection and
Supervision of Minors on Campus Policy.
Information regarding the reporting of sexual
violence and
the resources that are available to victims of sexual violence
are available on
the Office of Human Resources website:
https://www.ship.edu/about/offices/hr/title_ix_statement/
Reports may be made to the following
individuals:
Dr. John Burnett
Nipa
Browder
Jennifer
Milburn
Trejon Dinkins
Title IX Coordinator
Deputy
Title IX Coordinator
Deputy Title IX
Coordinator
Deputy
Title IX Coordinator
Office of Human Resources
Office of Human
Resources
Housing/ResLife/Conferences
Retention and Student
Succes
Old Main 106-A
Ph:
717-477-1124
Ph:
717-477-1904
Ph:
717-477-1123 x3027
Shippensburg, PA 17257
Email:
Nbrowder@ship.edu Email:
JSMilburn@ship.edu
Email: TADinkins@ship.edu
771-477-1323
Cell: 724-317-6415
Email:
JABurnett@ship.edu Alix
Rouby
Mary
Burnett
Deputy Title IX Coordinator
Deputy Title IX
Coordinator
Career Center
International Programs
Ph:
717-477-1595
Ph: 717-477-1279
Email:
AJRouby@ship.edu
Email: MEBurnett@ship.edu
Link for the online reporting form: (This is
for reporting
an issue, not making a formal complaint)
https://cm.maxient.com/reportingform.php?ShippensburgUniv&layout_id=3
Link for the Formal
Complaint form:
https://cm.maxient.com/reportingform.php?ShippensburgUniv&layout_id=21
Link for campus resources:
https://www.ship.edu/about/offices/hr/title_ix_statement/resources/